VA Loans and Certificates of Eligibility 

 

Utah VA loans are designed specifically for those serving or have served in the military. When compared to other loan options, VA is often the best choice. VA loans do not have a down payment and monthly mortgage payments are often less then other loan options due to no mortgage insurance and great rates. VA loans have comparable closing cost (if not lower) to other loans, they are assumable to other qualified veterans and can be prepaid without penalty.

The VA loan qualification process is different than most other loans. Income, credit and other factors are used in different ways. Also, there is not a regular appraisal complete, but rather, a Certificate of Value, which has a very different process than a regular appraisal and may take up to two weeks to complete.

The most important piece of the VA loan is the Certificate of Eligibility. This entitles the receipt to get a VA loan with all it's benefits. Getting the certificate may take some time and paperwork, most cases can be done online.

For more information on VA loans and Certificates of Eligibility.

 or to see if you qualify, please fill out the form below.

 

To find out if you qualify, please click "Apply"

 

Apply for No Money Down Options Now and See if You Qualify


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Realty Experts and Security National Mortgage Company provide this website for informational and marketing purposes only. The information provided is deemed reliable but is not guaranteed and should be independently verified.Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Co. is an Equal Opportunity Lender. NMLS#3116 NMLS Consumer Access