If you think you don't have enough money to put down on a home, the stress has been lifted.  You can now get into a home with no money down:

1.) Utah FHA with Home Grants  and have the down payment of 3.5% down payment be fully or partially cover by a city and count home grant.

2.) Utah Housing - If you do not currently own a home, then you may qualify for this zero down mortgage program.

3.) Utah USDA / Rural Housing - For designated area, this program provides a zero down mortgage and reduced mortgage insurance per month.

4.) Utah VA - the Veterans Administration offer the best no money down loan available and rightly so.  Only eligible to military.

5.) Utah $100 Down HUD Homes -(Almost Zero Down) This program is for eligible Utah HUD homes and may not last.


To find out if you qualify, please click "Apply"


Apply for No Money Down Options Now and See if You Qualify

Please fill out the following information:

  Property Type: Single Family   Town Home   Condo
  County: Salt Lake   Utah   Davis   Weber
  Price Range: <$100k   $100-$150k
$150-$250k   $250k+
  How would you rate your credit: Excellent (720+)   Good (660-719)
Fair (600-659)   Bad (less than 600)

Household annual income:

  Have you purchased or owned a home in the last 3 years: Yes  No
  Best time to be reached for questions:


*There is no cost or obligation to use this service.

Realty Experts and Security National Mortgage Company provide this website for informational and marketing purposes only. The information provided is deemed reliable but is not guaranteed and should be independently verified.Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Co. is an Equal Opportunity Lender. NMLS#3116 NMLS Consumer Access