Utah Home Buyer grants assist home buyers with down payment assistance and reduction in loan principal. Often Utah grants can help buyers, who have not owned inthe last 3 years, purchase a home with no money down.

These grants programs are sponsored by local cities and counties to attract home buyers into their area. Cities and counties want more people living in their municipality because it supports their revenue from utilities, merchant services and property taxes. Often these municipality ask that you live in the area for a minimum of five years, otherwise if you sell earlier just prorate back a portion of the grant through the sell.

Several cities and counties have home grant programs available, although they do not always have funds available and may need to wait to be refunded.

These home grants help us the most by providing a zero down mortgage program.

Example: A buyer has not own a home in more than three years and qualifies for a FHA loan. The purchase price of the home is $140,000, so the required down payment by FHA is $4,900. They applied for a grant and got $5,000. So $4,900 covered their full down payment and the remaining $100 reduced their loan amount.

Grants Areas include:

Salt Lake County - Salt Lake City Homes $10,000 | Kearns Homes $10,000 | Magna Homes $10,000 | Murray Homes $5,000 | Sandy Homes $10,000 | Taylorsville Homes $5,000 | West Valley City Homes $5,000 | West Jordan Homes $5,000 | Utah County - American Fork Homes $10,000 | Benjamin Homes $10,000 | Cedar Hills Homes $10,000 | Cedar Valley Homes $10,000 | Draper Homes $10,000 | Draper (Ut Cnty) Homes $10,000 | Eagle Mountain Homes $10,000 | Genola Homes $10,000 | Goshen Homes $10,000 | Highland Homes $10,000 | Lake Shore Homes $10,000 | Lehi Homes $10,000 | Lindon Homes $10,000 | Mapleton Homes $10,000 | Orem Homes $10,000 | Payson Homes $10,000 | Pleasant Grove Homes $10,000 | Provo Homes $5,000 - Homes $20,000 | Salem Homes $10,000 | Santaquin Homes $10,000 | Saratoga Springs Homes $10,000 | Spanish Fork Homes $10,000 | Spring Lake Homes $10,000 | Springville Homes $10,000 | Sundance Homes $10,000 | Vineyard Homes $10,000 | Weber County - Ogden City Homes $5,000 | Davis County - All Homes $2,000 | Tooele County - All Homes $2,000

Grants Programs may change and available funds may change at any time. Both the buyer and home must qualify.
For information on Home Grants Available in your search area, please fill out the form below.





Apply for Utah Home Grants Now and See if You Qualify